How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
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Frequently Asked Questions
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Limited Driving Permit Insurance
Liability coverage certified for limited driving permit holders in the eight LDP-terminology states. Carriers file SR-22 or FR-44 forms with your state DMV to maintain permit validity during your restricted driving period.
Georgia LDP Coverage
Georgia's LDP program allows restricted driving for work, education, medical, and religious purposes with a $25 application fee. First-offense DUI cases route through administrative processing; repeat offenders or aggravating factors require a hearing.
North Carolina LDP Coverage
North Carolina requires a court hearing typically scheduled within 60 days post-conviction with mandatory documentation including proof of SR-22 filing. Approved purposes and IID requirements determined at the hearing.
Ohio Limited Driving Privileges
Ohio's Limited Driving Privileges are typically incorporated into criminal sentencing rather than separately applied for. Approved-purposes scope is more restrictive than Georgia's, and SR-22 filing is required for 3 years post-DUI.
SR-22 for Limited Driving Permit
SR-22 is a liability insurance certification form filed by your carrier with your state DMV, not a separate policy type. Most limited permit states require SR-22 filing for 3 years post-DUI, with monthly premiums typically $25–$50 higher than non-SR-22 rates.
Non-Owner SR-22
Non-owner SR-22 policies provide liability coverage and SR-22 certification for drivers without a registered vehicle during their limited permit period. Monthly premiums typically range $30–$60 for state minimum limits.